What We Do

You must be able to self-assess your CRA performance and tell your story with the right CRA context.Learn More
Identify potential risks in your processes, policies, and practices. With software and seasoned consulting we will make it easier. Learn More
HMDA seems simple; however, HMDA filers and regulators find that capturing the “right” application data isn’t so easy.Learn More

Our Compliance Solutions

What makes our approach special is our team. With over a century of combined experience, our team knows compliance. We work with over 300 financial institutions nationwide, many of which are in the top 50 in the United States. Let’s have a conversation about how MARQUIS can make the complex regulatory world easy for you and your staff.



CenTRAX
Comprehensive CRA, HMDA, and Fair Lending Software

Are you looking for an effortless way to comply with the challenges you face in the current compliance environment? CenTrax is comprehensive CRA, HMDA, and Fair Lending software from MARQUIS that your peers have proclaimed “incredibly easy and complete with every feature you need.” Everything you need to satisfy your examiners, senior management and your Board is “in the box.”

Everything is included with CenTrax. All that you need to accurately geo-code and create a HMDA LAR and CRA LR, HMDA & CRA peer analysis, mapping, CRA Exam reporting and analysis, along with everything necessary to manage and understand your Fair Lending Performance. CenTrax has it all.

CenTrax is not only great software, it’s one part of our solution that is backed by a team of support, training and consulting professionals whose only goal is to help you succeed.


CTrax
Outsourcing for HMDA, LAR, and CRA Exams.

As your compliance burden grows, it becomes increasingly difficult to find time to perform the reporting, mapping, and analysis to comply with CRA and HMDA. This is why we offer C-Trax. While we can manage any element within CRA and HMDA for you à la carte, C-Trax is a unique bundle of services and consulting that make CRA & HMDA both easy and affordable for you.

Let MARQUIS file your submissions, perform your CRA lending analysis, and have one of our compliance experts talk you through the CRA analysis we provide to you. C-Trax uniquely combines the best compliance services and consulting in one package.  C-Trax is perfect for the compliance officer who needs accurate reporting – without having to learn software or take the time to perform the analysis.


FasTrax
FastTrax is an online geocoding system that provides immediate census tract and demographic information associated with your borrowers’ addresses.

FastTrax enables you to satisfy two important aspects of CRA:

  1. Know up front if the address/borrower information that you have been given by an applicant can be geocoded.
  2. Immediately identify applicants who may qualify for special products or services designed for low or moderate income prospects.

FastTrax will help you with data integrity and geocoding accuracy, allowing you to maximize lending opportunities in your markets. FastTrax is not just great software… it is also a team of support, training and consulting people whose only goal is to help you succeed.


CDTrax
Track your community development activity.

You could spend hours collecting and reporting your community development activities. You could even drop everything at CRA exam time to spend your time manually entering and analyzing this data. Or you could automate the entire process with c/dTrax. Looking for an easier way? Let us help.


Consulting
Comprehensive CRA, HMDA, and Fair Lending consulting.

How should your financial institution evaluate its lending processes? Who should perform the evaluation? What analysis must be done, and by whom? Getting the answers is easy, if you know which questions to ask. The MARQUIS professional staff can guide you through these sometimes treacherous waters to get your CRA and Fair Lending programs on the right track. Let us help you analyze HMDA data against that of your peers, or conduct a full scale review. Our consulting staff can perform a full-blown CRA performance evaluation (PE) for you. Or, do you need help determining if your Assessment Area is right for you? How about a File Review?

Many financial institutions believe that Fair Lending monitoring is optional. Sorry, but it isn’t – for any bank of any size. Unfortunately, Fair Lending also seems to be the one area that compliance officers struggle with more than any other. Get the Fair Lending process and/or performance review you need to know your risk.

Meet MARQUIS

Learn More

FREE Book Offer. Order today!

FAIR LENDING, written by MARQUIS’ own Jay Kassing, explores the rules and risks of compliance. This is an excellent resource to provide to your staff and board who are peripheral to the compliance process, but need to know the basics.

 

Contact us for additional compliance information.

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